BENEFITS & BEYOND FINANCIAL

757-974-0720

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Securing Your Future Today,

For a Healthy Retirement Tomorrow

We’re here to help —

guiding you through your insurance needs.

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Explore Our Areas of Expertise

Discover how we can help you protect your health, your family, and your retirement plans.

Medicare Plans

Navigating Medicare can be confusing —

but you don’t have to do it alone.

Our licensed brokers help you understand your options, compare plans, and choose coverage that fits your health needs and budget. Whether it’s Medicare Advantage, Supplement, or Prescription Drug plans, we’ll simplify every step so you can make confident, informed decisions.

You’ll get:

Personalized plan comparisons
Clear explanations (no jargon)
Annual coverage reviews to keep you protected

Learn More 🠮

Life Insurance Protection

Your family’s security is priceless.

We help you find affordable, reliable life insurance that protects what matters most — so your loved ones are financially safe, no matter what the future brings.

We offer:

Term & whole life policies
Final expense coverage
Legacy planning strategies

Get a no-pressure quote or free policy review today.

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Retirement Planning

It’s never too early or too late to plan for the retirement you deserve. Create guaranteed income streams you can count on for life.

We’ll help you build a roadmap that balances security, income, and growth turning uncertainty into peace of mind.

Our approach:

Personalized income strategies
401(k) & IRA rollovers
Market protection options
Social Security & long-term care planning

Schedule your free retirement review.

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Find a Medigap policy that works for you

OUR PARTNERS

Who We Work With

Meet the Team

At Benefits & Beyond Financial, our team is built on experience, integrity, and a heartfelt commitment to serving families in our community. Meet the insurance brokers dedicated to guiding you beyond your goals with personalized strategies, honest advice, and lifelong support. We take the time to understand your unique needs, so every recommendation truly works for you and your family.

Emily Rodriguez

Agency Owner

Jessica Williams

Licensed Insurance Broker

Marcus Jackson

Licensed Insurance Broker

Rhonda Stewart

Licensed Insurance Broker

Charmaine Horsley

Licensed Insurance Broker

Jeffrey Mcalhaney

Licensed Insurance Broker

Natalie Ramos

Licensed Insurance Broker

Edward Ocasio

Licensed Insurance Broker

Doñavia Hunter

Licensed Insurance Broker

Robert Ludwik

Licensed Insurance Broker

Emily Andriano

Licensed Insurance Broker

Eddie Ocasio III

Licensed Insurance Broker

Peter Howard

Licensed Insurance Broker

Dana Armstead-Guy

Licensed Insurance Broker

Richard Castane

Licensed Insurance Broker

Antoinette Shuler

Licensed Insurance Broker

Jacob Ludwik

Licensed Insurance Broker

Courtnee Wiggins

Licensed Insurance Broker

George Wilson

Licensed Insurance Broker

Abigail Henderson

Licensed Insurance Broker

Tomas Johnson

Licensed Insurance Broker

Jarod Foreman

Licensed Insurance Broker

Kristina Scruggs

Licensed Insurance Broker

Rosa Ocasio

Licensed Insurance Broker

Angelica Seño

Head of Marketing

got a question?

Book a 15-minute meeting today!

Have questions about Medicare, health and life insurance, or retirement plans?

Let’s make it simple and clear. Schedule a quick 15-minute meeting to get the answers you need and explore the best options tailored to your needs.

Your peace of mind starts with the right information—book your session now!

Schedule an Appointment

TESTIMONIALS

What others are saying

"She goes above and beyond"

"I highly recommend Ms Emily Rodriguez’s

service as an Insurance Broker. Ms Rodriguez goes above and beyond what is required of her. She truly delivers when it comes to her primary duty to her client as a broker! Not only did she sign me up for the Humana health plan, but she assisted with finding a primary care facility as well. And, I must emphasize, she left no stone unturned until she had answered all of my questions. Thank you!."

-Carmen Harris

"Truly an angel from heaven"

"I would like share with you all that Emily has been truly an angel from heaven. I know God sent her to me to help me during one of my most saddest time in my life. I had just lost my husband. I had so many different challenges concerning my future. Emily educated me in a lot things in my life. Not only my life but also two of my siblings. She had been such a blessing to me and her guidance in making decisions about my insurance. I feel like she's a part of my family. Emily is a great asset to any company and this is what I would recommend about Benefits & Beyond Financial."

-Kim Collins

"I had so many questions & all was answered"

"Her knowledge and experience in this field. I had so many questions and everyone was answered. I also had a claim on a previous insurance for my son and I never know how to go about it, but with Emily knowledge and expertise I was able to forge forward. My husband and I are so happy we place our life insurance in her hand . Emily is also a great advocate for medical insurance she cause my husband to receive a 50 dollars refund every month from his medical insurance. I honestly give her a 10 out of 10, five stars all the way. Thank you Emily.."

-Juliet Rattray

"Helped to increase my benefits"

"Helped me apply for Medicaid which helped to increase my benefits. Thank you."

- Debra Burch

"I’m feeling ready for Retirement"

"I would recommend this business. The Insurance Broker helped me with things I didn’t understand. I was assisted with rolling over my 401k from Fidelity that was with my Employer. I set up a reasonable life insurance policy and was educated on optimizing my Social Security to maximize my income. I’m retiring in January and feeling ready for Retirement."

- Kim Hayes